So, tonight after work, went to re-look at the prospective house, and then go put an offer on it. When the realtor got there, she told us someone else had already put an offer on it, a cash offer, but the listing agent told her to go ahead and show it again, meaning that he probably didn't think the offer was high enough to be accepted. Then, when we get inside, she mentions that it's a good thing I don't have an FHA loan...which is exactly the type of loan I was going to get. That means I have to put less money down, but the FHA are pretty restrictive with their requirements and she said they'd never go along with this house. It's not a fixer-upper, but does need some work, foremost of which is a new roof. We checked it out today, there's not holes in the roof, and no water marks on the attic floor, but the tiles on one side are kinda bent upwards, like the sun's hit it a lot, which it does at that part of the house. But there's slate underneath the tiles. We all agree that that roof will probably last 5 years or more, but the FHA wouldn't approve it.
So, after all that, I left the house without making an offer. I wanted to contact the mortgage agent first. Nonetheless, I was overcome with disappointment, frustration, discouragement and frankly pissed off. I mean, it's no one's fault, I'm just pissed off at the situation.
But then, later on this evening, Co-Worker stopped by again and was here for an hour and a half, and that pretty much relaxed me and mellowed me out. I'm still not happy with the house situation, but I'm thinking a little bit better about it. And with the holiday and my cousin's wedding coming up, there's nothing I can do about it until next week. Which adds to the frustration...but what can I do? Nothing. It will happen when it happens, end of story.
*SIGH*
POLT Listening to "Edge Of Seventeen" by Stevie Nicks
I've always wanted to see out. The problem is, nobody wanted to buy me. - John Waters, Crackpot
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4 comments:
I know how you feel. After a couple months looking at houses (and in our price range, they are ALL fixer uppers), we were ready to make an offer, but one had been accepted right before us. Another one we liked had mold issues, needed a new roof and had heavy termite damage, so we passed. It's such a hassle and it's easy to get discouraged.
I think the process is just something you have to roll with. It will be worth it in the end. Eye on the prize, etc. etc. : ).
Yes, that can be very discouraging. Its easy to get your heart set on a place and then find someone else offered or there is something inherently wrong that you just can't live with. Sucks. But hopefully the right place will come along soon. Hang in there.
Polt, I'm so sorry. Looking at houses is really frustrating, but the pay off in the end is really worth it.
I think it is sort of like dating, you have to kiss a lot of frogs before you find the right one.
Good luck!
Buying a home is a pain in the butt. All the regulations and problems that seem to come from nowhere. Don't get discouraged, it will happen buddy.
Onanite
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